Bankruptcy Law

Before you read any further,  let me assure you: the initial consultation is FREE.  Call 916-302-2323 and talk to Mr. Garcia the same day!

The Law Office of Luke Garcia was founded by Mr. Garcia, an attorney who helped thousands of debtors find relief through bankruptcy while working for a high volume consumer debtor firm.  He is experienced in representing bankruptcy clients throughout the Sacramento area in a wide array of financial matters, including: bankruptcy proceedings under Chapters 7 and Chapter 13 of the US Bankruptcy Code, collections and repossessions, creditors’ rights matters, the discharge of debts, foreclosures, garnishments, reorganizations and restructuring, and workouts.

Luke Garcia recognizes that speed can be critically important in securing your rights, especially when your personal or commercial financial interests are at stake. However, he will never sacrifice the quality of your representation simply to act more quickly, he will always give you the “Quality you trust and the compassion you deserve”.

Bankruptcy is a serious legal matter. While The Bankruptcy Act was designed by Congress to help people and businesses get a fresh start, if you make a mistake in handling your own proceeding, you may lose valuable property rights. If you choose Luke Garcia he will personally counsel you candidly and confidentially about your options when seeking bankruptcy protection.  Keep in mind that your creditors will be using bankruptcy attorneys to enforce their rights against you and can take advantage of an unrepresented debtor.

Bankruptcy can help stop or stall a foreclosure sale on your home and ensure that creditors stop contacting you, giving you the peace of mind to make informed, thoughtful decisions about your personal financial future or that of your business. Let Luke Garcia help you file bankruptcy in California the right way; the way that preserves the most of your assets and secures a sustainable future.

If you or your business is located in Sacramento County or the locally surrounding counties and need assistance or if you are deciding whether to file for bankruptcy protection, please contact Luke Garcia. He will act expeditiously to protect your interests.

In this economic crisis many attorneys have learned enough to perform cookie cutter bankruptcies, but lack the skill and experience necessary to understand each clients unique situation. You’ll see a lot of law firms claiming experience in bankruptcy that just isn’t there. SINCE THE INITIAL CONSULTATION IS FREE, I WELCOME YOU TO MEET WITH ME, THEN MEET WITH EVERYONE ELSE. I HAVE NO DOUBT THAT ONCE YOU LET ME ANALYZE YOUR CASE YOU WON’T WANT ANYONE ELSE TO REPRESENT YOU!

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

Serving clients in: Sacramento, Folsom, Rancho Cordova, Roseville, Granite Bay, El Dorado Hills, Cameron Park, Placerville, Lake Tahoe, Citrus Heights, Fair Oaks, Orangevale, Davis, Dixon, Fairfield, Vacaville, Vallejo, Elk Grove, Galt, Auburn, Grass Valley, Nevada City, Marysville, Yuba City, West Sacramento, and the outlying areas of Sacramento County, Placer County, El Dorado County, Yolo County, Amador County, Alpine County, Solano County, Sutter County, and Yuba County